Digital Estate Planning: What Happens to Your Online Life When You're Gone?

Shawn Smith • September 19, 2025

We all have an online life now, even if we don’t think of it that way. Your email, bank app, photo storage, and social media logins are all part of your “digital estate”. Unfortunately, most people have no plan in place for what happens to these things when they’re gone.  So what does happen? Without a digital estate plan:


  • Your family may not be able to access your accounts — even if they know your passwords.

  • Your bills might keep charging.

  • Important documents or memories could be lost forever.

  • Worse, accounts could be hacked or misused, and no one would know how to stop it.


It’s a mess — and it’s preventable.


Here’s what you can do right now to start protecting your digital legacy:


  1. Make a list of your important accounts.
    Include email, banking, investment, cloud storage, social media, subscriptions, and anything with sensitive info.

  2. Decide who gets access.
    Choose a trusted person to take over if you can’t manage your accounts anymore.

  3. Use a password manager or secure place to store login info.
    Make sure someone knows how to find it when needed.

  4. Talk to your estate planning attorney.
    A good plan includes a digital asset provision and clear authority for your executor or agent to access your accounts.


Start Planning Today


Your online life matters—don’t leave it in limbo. From email to cloud storage, we’ll help you plan for your digital assets. Start by booking a Peace of Mind Planning Session. We’ll talk through your options, explain our flat fees, and if it makes sense to work together, go over next steps.

Mention this blog and we’ll waive the $350 session fee.
Click the link to start
now!



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