What Happens to Your AI After You Die?

If you’ve done any estate planning, you’ve probably thought about the obvious assets - your home, your savings, maybe family heirlooms. But there’s something many people still haven’t considered: your AI and digital creations may also be part of your estate.

Today, a significant portion of what we build, create, and manage exists online. You might use AI tools for your work, business systems, creative projects, or even passive income streams. This can include custom chatbots, digital products, prompt libraries, automated workflows, online courses, or stored creative content. These assets can carry real financial or personal value, yet most estate plans never mention them.

Why Digital Assets Are Often Overlooked

When someone passes away, loved ones usually look for assets they can easily identify like bank accounts, property, or paperwork. Digital tools are different. If no one knows they exist, they can be missed entirely. In some cases, platforms delete inactive accounts after a certain period, meaning something you spent years building could disappear without anyone realizing it was there.

Access can also be a challenge. Many platforms require passwords, authentication codes, or specific permissions. Even if your family knows about an account, they may not have the legal authority or technical ability to manage or transfer it. This can delay estate administration, create added stress, and sometimes result in lost value.

The Good News

Planning for digital and AI assets does not have to be complicated. With proper guidance, you can ensure everything you’ve built is accounted for and protected. This may include documenting your digital assets, authorizing someone to manage them if needed, and coordinating your estate plan so nothing is overlooked. 

Estate planning has always been about making life easier for the people you care about. As technology becomes part of everyday life, it also becomes part of your legacy. Taking steps now can help ensure your digital assets are preserved, protected, and handled according to your wishes.

Take The Next Step

If you would like help making sure your digital assets are properly addressed, we invite you to schedule a Peace of Mind Planning Session. During this meeting, we’ll answer your questions, review your options, and explain our flat-fee approach. Mention this article and we’ll waive the $295 session fee. BOOK HERE